Which responsibility is associated with an Acquirer?

Which responsibility is associated with an Acquirer?

• A. Inspect cards
• B. Issue cards
• C. Provide customer support to cardholders
• D. Manage merchant compliance and track PCI DSS compliance efforts

Answer: (D)

An Acquirer is the bank or processor that contracts with merchants to enable card payments, and its main role related to PCI DSS is overseeing the merchants’ security posture. This means the acquirer ensures merchants meet PCI DSS requirements, requests validation of compliance (such as SAQs or on-site assessments as needed), and tracks ongoing compliance efforts and remediation. They don’t issue cards, inspect physical cards, or typically provide direct cardholder support—that responsibility lies with the issuer or card network. So the responsibility most associated with an Acquirer is managing merchant compliance and tracking PCI DSS compliance efforts.

An Acquirer is the bank or processor that contracts with merchants to enable card payments, and its main role related to PCI DSS is overseeing the merchants’ security posture. This means the acquirer ensures merchants meet PCI DSS requirements, requests validation of compliance (such as SAQs or on-site assessments as needed), and tracks ongoing compliance efforts and remediation. They don’t issue cards, inspect physical cards, or typically provide direct cardholder support—that responsibility lies with the issuer or card network. So the responsibility most associated with an Acquirer is managing merchant compliance and tracking PCI DSS compliance efforts.